High-Risk Payment Processing
Rejected by Stripe? Terminated by Square? Dropped without warning by your bank? ClickWerxs specializes in high-risk merchant accounts for industries other processors refuse to serve.
ClickWerxs works with acquiring banks who take a case-specific approach to underwriting. We approve high-risk merchant accounts where standard processors see only a category code.
If you've been rejected by a standard processor or had your account shut down without warning, ClickWerxs can help. We work with acquiring banks that review your actual business rather than flagging you based on a category code.
Previous termination does not automatically disqualify you.
Large average ticket sizes trigger automated holds and fraud flags in flat-rate systems calibrated for small transactions. ClickWerxs underwrites your specific volume and ticket profile upfront so there are no surprises after you start processing.
Custom risk profiles set before your first transaction.
Merchants selling internationally face currency conversion risk, cross-border fraud patterns, and regulatory complexity across multiple markets. ClickWerxs works with banking partners experienced in international acquiring.
Multi-currency support with international fraud prevention.
Businesses operating in heavily regulated spaces are routinely declined by processors whose underwriting teams aren't equipped to evaluate compliance documentation. ClickWerxs has banking partners experienced across compliance-heavy industries.
Compliant businesses deserve stable, long-term payment processing.
Membership models, subscription boxes, and recurring billing businesses face elevated chargeback rates. ClickWerxs provides proactive chargeback monitoring and dispute management tailored to recurring revenue business models.
Optimized for recurring billing with proactive dispute management.
Some business categories experience structurally higher chargeback rates due to the nature of the product or service — not fraud. ClickWerxs includes proactive alerts, real-time monitoring, and dispute support on every account to keep your ratio within thresholds.
Chargeback monitoring and dispute support on every merchant account.
Every high-risk merchant account includes the tools, pricing transparency, and dedicated support that high-risk businesses need to process payments confidently.
“We got dropped by two processors in one year. ClickWerxs approved our high-risk merchant account in 3 days and we have been processing with them for 14 months now with zero issues. Our account manager actually understands our business and proactively helps us manage our chargeback ratio.”
Every high-risk application is reviewed individually. Here is what we typically need to evaluate your business for a high-risk merchant account.
Common questions about high-risk merchant accounts, approval processes, and credit card processing for high-risk industries.
Stop getting declined. Stop getting dropped. ClickWerxs specializes in high-risk merchant accounts and has the banking relationships to get your business approved and processing payments — often within 48 hours.