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SaaS & Subscription Billing

Every Failed Payment Is a Customer You're Losing

The average SaaS company loses 9% of MRR to involuntary churn — failed cards, expired payment methods, and retry logic that doesn't work. ClickWerxs smart dunning recovers 97%+ of failed payments with optimized retry timing, automatic card updater, and customizable customer notifications. Combined with interchange-plus pricing that saves more as your MRR grows, you keep more customers and pay less to process them.
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97%+

Failed payment recovery

150+

Currencies

99.99%

Uptime SLA

API

Developer-first

$0

Setup fees

Everything Your Billing Stack Needs

Smart Dunning Engine

Not all retries are equal. Our dunning engine learns optimal retry timing by card type, bank, and failure reason. Automatic card updater refreshes expired cards before they fail. Custom email sequences keep customers informed. Recovery rate: 97%+.

  • Learns optimal retry timing by card type, bank, and failure reason
  • Automatic card updater refreshes expired cards before they fail
  • Custom email sequences keep customers informed throughout recovery

Recurring Billing Engine

Subscriptions, trials, upgrades, downgrades, proration, and metered billing. Handle the full lifecycle — from first trial sign-up to enterprise annual contract — without duct-taping billing logic.

  • Full lifecycle from trial sign-up to enterprise annual contract
  • Automatic proration on plan upgrades and downgrades
  • Built-in cancellation and reactivation flows

Usage-Based Billing

Report usage via API, apply tiered or volume pricing, and bill at end-of-cycle. Built for consumption, metered, and API-call-based pricing models. Supports hybrid (base + usage) plans.

  • Tiered, volume, and graduated pricing models
  • Supports hybrid plans with base subscription plus usage
  • End-of-cycle invoicing with detailed usage breakdown

Multi-Currency & Global

Bill customers in their local currency across 150+ currencies. Local acquiring in 50+ countries reduces cross-border declines. Don't lose international customers to currency friction.

  • Local acquiring in 50+ countries reduces cross-border declines
  • Customers see prices in their home currency
  • Competitive FX rates on international settlements

Developer API & Webhooks

RESTful API with comprehensive webhook events, sandbox environment, and client libraries for Node, Python, Ruby, PHP, and Go. Most teams ship billing integration in a day.

  • Client libraries for Node, Python, Ruby, PHP, and Go
  • Full sandbox environment for testing before production
  • Comprehensive webhook events for every billing lifecycle event

Revenue Analytics

Track MRR, churn rate, LTV, expansion revenue, and net revenue retention in real-time dashboards. Not a Stripe dashboard clone — metrics built for how SaaS companies actually make decisions.

  • Real-time MRR, churn, LTV, and net revenue retention
  • Expansion revenue and contraction tracking
  • Export to CSV or connect via API

Recover Revenue Before It Churns

When a subscription payment fails, most processors retry at fixed intervals and give up after 3 attempts. ClickWerxs dunning engine is smarter: it analyzes the failure reason, the issuing bank's retry patterns, and the card type to determine the optimal retry window. Failed because of insufficient funds? We retry on payday. Expired card? Our updater already refreshed it. The result: 97%+ recovery on failed payments.

  • Intelligent retry timing based on failure reason and bank patterns
  • Automatic card updater refreshes expired cards before they fail
  • Customizable email sequences for failed payment notifications
  • Recovery dashboard shows exactly how much revenue was saved

Dunning Recovery

Automated retry flow

$99/mo subscription

Card ending 4242

Card Declined
Retry 1 (Day 1)Failed
Retry 2 (Day 3)Failed
Retry 3 (Day 5)Recovered ✓

97.2% recovery rate — $12.4K saved this month

Pricing That Scales With You, Not Against You

At $50K MRR, Stripe takes $1,750/month (2.9% + 30¢). Your actual interchange cost? Around $1,050. That $700/month gap grows as you scale — at $500K MRR, you're overpaying by $7,000+/month. ClickWerxs interchange-plus pricing means your per-transaction cost drops as your volume increases. The bigger you get, the more you save.

  • Interchange-plus saves 25-40% vs flat-rate at scale
  • Volume discounts on markup as MRR grows
  • No per-transaction gateway fees
  • Transparent statements — see every interchange category

Revenue Analytics

6-month overview

MRR

$127K

+8.2%

Churn

2.1%

-0.4%

LTV

$4,280

+12%

MRR Growth ($K)

OctNovDecJanFebMar

Ship Billing in Hours, Not Weeks

RESTful API with client libraries, webhooks, and a full sandbox environment. Create subscriptions, process one-time charges, issue refunds, and manage customers — all from a clean, well-documented API. Full sandbox for testing before going live.

  • RESTful API with full documentation and client libraries
  • Webhook events for every payment lifecycle stage
  • Sandbox environment for testing before production
  • Ship billing integration in hours, not weeks
bash — subscription.create

ClickWerxs vs Stripe for SaaS

Pricing model

ClickWerxsInterchange-plus
StripeFlat-rate 2.9%+30¢

Dunning recovery rate

ClickWerxs97%+
Stripe~85%

Dedicated account manager

ClickWerxs
Stripe

Usage-based billing

ClickWerxs
Stripe

Volume discounts

ClickWerxs
Stripe

Contract required

ClickWerxs
Stripe

Savings increase as MRR scales.

SaaS Payment Processing FAQ

Common questions about recurring billing, dunning, and payment processing for SaaS companies.

Ready to Scale Your Billing?

97%+

Recovery rate

150+

Currencies

$0

Setup fees

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