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Merchant Accounts

A Dedicated Merchant Account Built Around Your Business

Your own merchant account with interchange-plus pricing, next-day funding, and a dedicated account manager who knows your business by name. No bundled rates, no long-term contracts, no surprises. Just transparent credit card processing from a team that answers the phone.

  • True interchange-plus pricing — see every penny
  • Next-day funding included free on every account
  • Dedicated account manager from day one
  • No long-term contracts or early termination fees

Why Merchants Choose ClickWerxs for Their Merchant Account

Every feature designed to save you money, speed up cash flow, and give you the support that flat-rate processors never will.

True Interchange-Plus Pricing

Most payment processors bundle their markup into an opaque flat rate. ClickWerxs merchant accounts use interchange-plus pricing that separates the true card network cost from our transparent markup. You see every penny on your statement — and most merchants save 15-40% compared to flat-rate credit card processing.

  • Interchange cost passed through at exact card network rate
  • Transparent per-transaction markup — no hidden fees
  • Monthly statement with full line-item breakdown
  • No annual fees, no PCI non-compliance fees, no batch fees

Monthly Statement

Interchange-Plus Breakdown

March 2026
Interchange (Visa Rewards)
1.65%$82.50
Interchange (MC Standard)
1.51%$45.30
Interchange (Amex OptBlue)
1.95%$29.25
Card Brand Assessment
0.14%$14.00
ClickWerxs Markup
0.05%$5.00
Total$176.05
InterchangeNetworkOur Markup
Save 37%

Next-Day & Same-Day Funding

Cash flow is everything. ClickWerxs deposits your funds the next business day on every approved transaction — standard, not premium. Qualifying merchant accounts can access same-day funding to get money into your bank even faster.

  • Next-day funding included on all merchant accounts at no extra cost
  • Same-day funding available for qualifying businesses
  • No surprise holds or frozen funds
  • Weekend batch processing for faster Monday deposits

Funding Schedule

Next-day deposits

This week
Mon
$4,2309:00 AM
Tue
$2,8159:00 AM
Wed
$6,1909:00 AM
Thu
$3,4759:00 AM
Fri
$8,120Processing

$24,830

Deposited this week

24hr

Avg. funding speed

Chargeback Protection & Fraud Prevention

Chargebacks can destroy a merchant account. Our chargeback management system includes proactive alerts that catch disputes before they escalate, plus hands-on support from your account manager to build winning responses. Fraud prevention tools block suspicious transactions before they cost you.

  • Proactive chargeback alerts before disputes are filed
  • Dedicated dispute management from your account manager
  • AI-powered fraud screening on every transaction
  • Chargeback ratio monitoring and early warning system

Fraud Prevention

AI-powered screening

Protected
0.3%

Chargeback Ratio

Well below 1% threshold

0%1% limit

Recent Alerts

Order #4821$247.50
Blocked
Order #4819$89.00
Flagged
Order #4815$1,200.00
Blocked

Dedicated Account Manager

Every ClickWerxs merchant account is assigned a dedicated account manager from day one. Not a call center, not a chatbot — a real person who understands your business, your industry, and your goals. Call, text, or email directly when you need merchant support.

  • Named account manager assigned at signup
  • Direct phone, email, and text access
  • Quarterly account reviews and rate optimization
  • Technical support for payment gateway and POS integration

Your Account Manager

Dedicated support

Available
JM

Jessica Martinez

Senior Account Manager

8 years in merchant services

Call Direct
Email
Text
Next quarterly review
Mar 15, 2026

Merchant Account Performance at a Glance

0.05%

Starting Markup

Interchange-plus pricing with markups as low as 5 basis points for qualifying merchant accounts.

24hr

Funding Speed

Next-day funding on all approved transactions. Same-day funding available for qualifying merchants.

48hr

Approval to Live

Most merchant accounts are approved and processing credit card payments within 48 hours.

$0

Contract Fees

No long-term contract, no early termination fee, no setup charges. Month-to-month processing.

Open Your Merchant Account in Three Steps

From application to processing credit card payments — we handle the heavy lifting so you can focus on your business.

01

Request a Free Processing Quote

Tell us about your business, average transaction size, and monthly processing volume. If you have current merchant account statements, send those too — we will analyze them and show you exactly how much you can save with interchange-plus pricing.

Most quotes are delivered within 2 hours during business hours. No obligation, no credit card required.

02

Review Your Custom Merchant Account Proposal

Your dedicated account manager walks you through a transparent pricing proposal built specifically for your business. See your interchange-plus rate, per-transaction markup, and projected monthly savings compared to your current payment processor.

We will explain every line item on your proposal. No hidden fees, no bundled rates, no surprises.

03

Go Live and Start Processing Payments

Accept the proposal and we handle the entire technical setup. Your merchant account is provisioned, your payment gateway or POS terminal is configured, and you start accepting credit card payments — typically within 48 hours of approval.

Your account manager manages the migration from your current processor to ensure zero downtime.

Merchant Account FAQ

Common questions about ClickWerxs merchant accounts, interchange-plus pricing, and credit card processing.

We were paying 2.9% plus 30 cents on every transaction with our old processor. ClickWerxs moved us to interchange-plus pricing and our effective rate dropped to 1.6%. The dedicated account manager alone was worth the switch — somebody who actually understands merchant services and picks up the phone.

Diana R.

E-Commerce Brand, Miami FL

42%

Lower Processing Costs

Open Your Merchant Account Today

Get interchange-plus pricing, next-day funding, and a dedicated account manager — all with no long-term contract. Most merchant accounts are approved and processing within 48 hours.